October 22nd, 2020 
You have been asked by a Finance Club at a University to enter an essay competition that should evaluate
and examine the existing laws and regulations that governs commercial banking activities in your current
jurisdiction.
.
For the essay competition they have outlined the following key points of focus:
Outline and discuss three reasons why it is necessary to regulate banks.
Provide and evaluate three reasons why some banks have failed within your jurisdiction.
Instructions: Essay should be between 1000 -1200 words. Make any assumptions where necessary and note
that the word limit is not inclusive of bibliography and cover page.
Ensure that your references and assignment are based on APA citation rules, double spaced and 12 pt font
Times New Roman.)
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